Behavioural barriers, such as lack of trust and perceived
Research gap analysis derived from 3 psychology papers in our local library.
The gap
Behavioural barriers, such as lack of trust and perceived danger, limit the use of FinTech platforms. Cognitive ability constraints, such as poor digital and financial literacy, limit the capacity of people to navigate and comprehend FinTec
Evidence profile
Sourced from the future-work section and conclusions and stated challenges of the source papers, classified as general, spanning 3 journals.
Research trend
Established — well-defined area with open sub-problems.
Supporting evidence — 3 representative gaps
- Determinants of Fintech Application Usage with Interest as a Mediating Variable among Gen-Z in the Jabodetabek Area (2026) · Dinasti International Journal of Economics, Finance & Accounting · doi
Future studies can explore the impact of other factors on the adoption and usage of fintech services among Generation Z. Future research can examine the effectiveness of different strategies to increase user trust and adoption of fintech services. Future studies can investigate the generalizability of the study's findings to other populations and contexts.
generalfuture-work sectionKeywords: future studies explore impact other factors adoption usage - Financial LiteracyAnd Leverage With Adoption of Financial Technology As a Moderating Influence on Financial Well-being (2026) · Escalate : Economics and Business Journal · doi
The limitations of this study lie in the primary data collection, which relied entirely on self-reported online questionnaires, the limited sample size of 100 respondents from urban Yogyakarta, and the general nature of technology adoption modeling without distinguishing the specific characteristics of each fintech platform. Furthermore, future research is recommended to integrate new behavioral variables such as self-control and materialistic lifestyle, or differentiate specific types of fintech platforms (e.
generalconclusionsevidence 5/5Keywords: self specific fintech limitations primary collection relied entirely reported online questionnaires limited sample size respondents - The FinTech Inclusion Paradox: A Conceptual Framework of Behavioural, Cognitive, and Structural Barriers to Financial Inclusion in Underserved Populations (2026) · Zenodo (CERN European Organization for Nuclear Research) · doi
Behavioural barriers, such as lack of trust and perceived danger, limit the use of FinTech platforms. Cognitive ability constraints, such as poor digital and financial literacy, limit the capacity of people to navigate and comprehend FinTech platforms. Structural limitations, such as product-user misfit, reduce inclusive results.
generalstated challengesevidence 5/5Keywords: behavioural barriers lack trust perceived danger limit use
Questions about this gap
Explore this gap further
Run this gap as a query across open scholarly engines for the latest related literature.
Working on this gap? Review it with us.
Science AI Journal reviews manuscripts in one pass with 8 specialised AI agents calibrated on 69,000+ real peer reviews.
Tools for your next paper
Related gaps in Psychology
- Unrealistic expectations, psychological vulnerability,Unrealistic expectations, psychological vulnerability, or body image disorders can trigger negative emotional consequences. The growing infl…
- Should investigate the social and emotional adjustmentShould investigate the social and emotional adjustment of intellectually-gifted children in different contexts. Research should examine the …
- Analyze the discrepancy between perceptions and actualAnalyze the discrepancy between perceptions and actual developmental outcomes in depth. Research should explore the impact of toy selection …
- Childhood trauma is a major risk factor for depressionChildhood trauma is a major risk factor for depression and anxiety. Limited access to mental health services in low- and middle-income count…