The study identifies a gap in the understanding of financial behavior among high school

The gap

Evidence profile

Stated in the limitations and recommendations and cells research gap sections of the source papers, classified as general, spanning 3 journals.

Supporting evidence — 3 representative gaps

• The Influence of Self Control, Financial Attitude, and Lifestyle on Personal Financial Management of Accounting Students at Triatma Mulya University (2026) · International Journal of Management and Economics Invention · doi

  A limitation of this study is that it only involved accounting students at Triatma Mulya University as respondents, so the results cannot be generalized widely. Furthermore, the Adjusted R Square value of 0.480 indicates that personal financial management can only be explained by 48% of self-control, financial attitudes, and lifestyle, while the remaining 52% is influenced by other factors outside the research model. SUGGESTION Further research can expand the scope of the study by involving respondents from different regions or groups and adding other independent variables, such as financial literacy, income, and family environment, which can influence students' personal financial management. REFERENCES 1. Abdillah, N., Sa’diyah, A. M., Salwa, A. Y. A., & Setiawati, R. A. (2025a). Pengaruh Literasi Keuangan dan Sikap Keuangan Pribadi Terhadap Perilaku Keuangan Mahasiswa. PENG: Jurnal Ekonomi Dan Manajemen, 2(1b), 1854–1864. https://doi.org/10.62710/w6gv6534 Keuangan dan Sikap Keuangan Pribadi Terhadap Perilaku Keuangan Mahasiswa. PENG: Jurnal Ekonomi Dan Manajemen, 2(1b), 1854–1864. https://doi.org/10.62710/w6gv6534 3. Ajzen, I. (1991). The Theory of Planned Behavior.

  generalstated in limitationsevidence 5/5
  Keywords: keuangan financial students respondents personal management sikap pribadi terhadap perilaku mahasiswa peng jurnal ekonomi manajemen
• A Study on Financial Literacy and its Impact on Decision-Making Capability among the Faculty of Paro College of Education (2026) · Journal of Applied Engineering Technology and Management · doi

  Based on the findings of this study, the following recommendation is proposed: The finding shows that, the overall level of financial literacy amongst the respondent as moderate. Further the study indicated that respondents have low level of financial behaviors. From the three financial behaviors, saving, spending and investment, spending behavior is the lowest. Therefore, to improve the overall financial literacy of the respondents and financial behaviors, financial literacy programs and awareness should be conducted to make respondents more financially literate. Further financial literacy programs should not only aim to increase their knowledge but also emphasize the development of favorable financial practices and attitudes.

  generalstated in recommendationsevidence 5/5
  Keywords: financial literacy respondents behaviors overall level further spending programs based following recommendation proposed finding shows
• Magyarország keleti és nyugati nagyrégióiban élő fiatalok pénzforrásainak és pénzkezelési szokásainak összehasonlító elemzése (2026) · Észak-magyarországi Stratégiai Füzetek · doi

  The study identifies a gap in the understanding of financial behavior among high school students in Hungary. - The paper highlights the need for more research on financial management habits among young people in Hungary. - The study outlines the limitations of prior research in this area, including the lack of studies on financial management habits among high school students in Hungary.

  generalstated in cells research gapevidence 5/5
  Keywords: study identifies gap understanding financial behavior among high

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