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Open research questions in Financial Literacy, Pension, Retirement Analysis

405 unresolved questions extracted from the limitations and future-work sections of 3,256 Financial Literacy, Pension, Retirement Analysis papers in our library. Each links back to the study that raised it.

What the literature leaves open

  • further research could explore the impact of advisor incentives on client investments in different markets or contexts - additional studies could examine the effects of different types of advisor incentives on client investment decisions

    The Effect of Advisors' Incentives on Clients' Investments · 2026 · DOI

  • The lack of credible identification strategies to estimate the effect of advisor incentives. The need to explore the mechanisms through which advisor incentives affect client investments. The impact of regulatory reforms, such as MiFID II, on advisor incentives and client investments.

    The Effect of Advisors' Incentives on Clients' Investments · 2026 · DOI

  • We contribute to the administrative burden literature by emphasizing the administrator’s experience of burden in an emergency setting, providing evidence of the effectiveness of direct rental assistance for single-family and low-density dwellings, and pointing to a gap in the literature about disaster response and recovery programs.

    Lessons from California’s Emergency Rental Assistance Program: The Experience of Administrative Burden in Policy Implementation · 2026 · DOI

  • Although past research has documented gender disparities in intergenerational transfers, little is known about how these patterns extend to sexual minority individuals or how gender and sexuality jointly shape parental support.

    Keys to the Future: How Gender and Sexuality Jointly Shape Parental Financial Support for Home Ownership · 2026 · DOI

  • Despite the importance of spaza shops in South African townships, limited evidence exists on how FL influences their financial management, financing and investment decisions.

    The role of financial literacy in shaping financial management, financing and investment decisions in spaza shop businesses: Evidence from Gamalakhe Township, South Africa · 2026 · DOI

  • Contribution: The study provides empirical evidence from an under-researched township context and integrates resource-based and behavioural perspectives to explain financial decision-making among spaza shop businesses.

    The role of financial literacy in shaping financial management, financing and investment decisions in spaza shop businesses: Evidence from Gamalakhe Township, South Africa · 2026 · DOI

  • By providing evidence from an underexplored Latin American context, the findings broaden current understanding of how financial anxiety relates not only to economic conditions but also to subjective perceptions and interactions with financial services among young consumers.

    Financial anxiety among Brazilian youth and the role of psychosocial and structural factors · 2026 · DOI

  • Purpose This study examines the psychosocial and structural factors associated with financial anxiety among young adults residing in Brazil's Federal District, the country's capital region, highlighting how subjective financial perceptions and objective socioeconomic conditions jointly relate to financial anxiety in an underexplored Latin American context.

    Financial anxiety among Brazilian youth and the role of psychosocial and structural factors · 2026 · DOI

  • There is still no consensus in the literature on which pattern truly captures individuals’ evolution of health states.

    Compressing or Expansion of Morbidity? The Demand for Annuity and Long-term Care Insurance · 2026 · DOI

  • This research addresses a critical gap in understanding the evolving dynamics of households’ behaviour and the impact of economic downturns on financial perceptions in developing countries like Poland.

    Is the Subjective Financial Well-being of Polish Households Changing with Time? An Empirical Study Based on Constrained Latent Markov Models · 2026 · DOI

  • However, even though online shopping has been integrated into the daily lives of many elderly people, the relationship between online shopping and financial literacy among the elderly remains underresearched.

    Online Shopping and Financial Literacy Among the Elderly · 2025 · DOI

  • ABSTRACT This study explores the underlying dimensions of mainstream financial services and products commonly used to measure consumer financial access, whose psychometric properties remain underexplored.

    Exploratory Factor Analysis of Financial Services and Products Indicators: The Dimensionality of Financial Access · 2025 · DOI

  • While extensive research has explored the determinants of income inequality, the role of financial literacy in addressing this issue remains underexplored.

    Aggravate or Alleviate? The Impact of Financial Literacy on Income Inequality: Evidence From Double Machine Learning · 2025 · DOI

  • Yet, little is known about the relation between credit use (debt) and CPS involvement despite credit becoming an increasingly normative aspect of attempting to manage economic precarity for low-income families.

    Debt Strain and Child Protective Services Involvement · 2025 · DOI

  • Background Despite the widely recognized negative effects of financial pressure on subjective well‐being, limited research explores the connection between parenthood and subjective financial circumstances.

    Parenthood and Subjective Financial Well‐Being: Reconsidering the Economic Consequences of Parenthood · 2025 · DOI

  • Future research should explore the intersectionality of financial resilience and the role of digital financial services in enhancing resilience.

    Health financial resilience in individuals and households: a scoping review of components, strategies and outcomes · 2025 · DOI

  • The results show that while research focuses primarily on broad categories such as financial knowledge and behavior, more specific subtopics, such as budgeting, credit card use, student loans, and digital financial tools, are unevenly addressed or under-explored.

    Financial literacy among young college students: Advancements and future directions · 2025 · DOI

  • We also find limited evidence that certain interventions were more effective for individuals with higher credit risk.

    Prevention, resolution, or counseling: Testing three approaches to reducing debt payment delinquencies in a large‐scale field experiment · 2024 · DOI

  • Limited research, however, offers effective strategies for improving their financial well-being.

    Unlocking Financial Well-Being for People With Disabilities: The Importance of Financial Knowledge and Socialization Within the Family Context · 2024 · DOI

  • There is limited research on low-income, single mothers and how interventions to help them address financial difficulties may also benefit their children.

    Effect of a Financial Education and Coaching Program for Low-Income, Single Mother Households on Child Health Outcomes · 2024 · DOI

  • Women, particularly in the academic profession, remain understudied in the context of financial literacy. There is a need to investigate the financial literacy levels of women educators employed in higher education institutions.

    FINANCIAL LITERACY AMONG WOMEN EDUCATORS IN HIGHER EDUCATION: AN EMPIRICAL INVESTIGATION OF KNOWLEDGE, ATTITUDE, AND BEHAVIOUR · 2026 · DOI

  • Arts stream educators show significantly higher moderate (rather than high) literacy (OR=4.838, p<0.001), indicating a need for targeted intervention, yet the paper does not characterize whether this group lacks foundational knowledge, has different risk attitudes, or exhibits behavioral barriers to financial engagement compared to Commerce educators.

    FINANCIAL LITERACY AMONG WOMEN EDUCATORS IN HIGHER EDUCATION: AN EMPIRICAL INVESTIGATION OF KNOWLEDGE, ATTITUDE, AND BEHAVIOUR · 2026 · DOI

  • The study presents limitations, such as the restriction to dissertations from the PROFMAT program at IFPI Campus Floriano, which does not allow generalizations to other contexts. The analysis is based on academic productions and does not involve direct data collection with students. The use of a single keyword in the search stage may have limited the identification of other relevant productions related to the theme.

    O ENSINO DE EDUCAÇÃO FINANCEIRA E MATEMÁTICA FINANCEIRA NA EDUCAÇÃO BÁSICA: UM ESTUDO SOB A PERSPETIVA DO PROFMAT NO ÂMBITO DO IFPI CAMPUS FLORIANO · 2026 · DOI

  • Future research should investigate the effectiveness of different pedagogical approaches in promoting conscious financial decisions. Studies should analyze the impact of financial education and financial mathematics on student formation and financial literacy. Research should explore the use of technology and modeling in financial education.

    O ENSINO DE EDUCAÇÃO FINANCEIRA E MATEMÁTICA FINANCEIRA NA EDUCAÇÃO BÁSICA: UM ESTUDO SOB A PERSPETIVA DO PROFMAT NO ÂMBITO DO IFPI CAMPUS FLORIANO · 2026 · DOI

  • Future research could address these limitations by conducting longitudinal studies to examine how financial literacy influences marital stability over time. Furthermore, future research could examine the interactions among financial literacy and other family resilience factors, such as communication patterns, gender roles, and social support networks, in order to develop a more comprehensive model of household stability and family well-being.

    Financial Literacy as Household Capability: Its Role in Strengthening Marital Stability in Emerging Indonesian Families · 2026 · DOI

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405 open questions have been extracted from the limitations and future-work passages of 3,256 Financial Literacy, Pension, Retirement Analysis papers in our library. Each one below links back to the study that raised it, so you can read the original claim in context.

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