Science AI Journal
Business, Management and Accounting · Research topic

Open research questions in Financial Literacy, Pension, Retirement Analysis

423 gap statements mined from Financial Literacy, Pension, Retirement Analysis papers in our 7.9M-paper local library, which holds 3,980 papers on the topic — drawn mostly from each paper's own stated research gap, future-work, challenge and limitation notes, and its abstract. The ones listed below are a selection still marked open; each names the study that raised it, with a DOI link where the paper has one.

Choosing where to publish on Financial Literacy, Pension, Retirement Analysis? See the ranked Economics journals.

What the literature leaves open

  • The paper notes the challenge of interpreting the results, given the lack of statistically significant differences between private and public university students.

    Does complex thinking translate into financial literacy? Evidence from university students in Mexico · 2026 · DOI

  • However, little is known about the gender-specific distribution of public pension entitlements within couples, which is becoming more relevant with increasing individualization of financial resources in partnerships.

    Differences in Public Pension Entitlements within Couples – Analyses Based on SHARE-RV · 2025 · DOI

  • The study presents limitations, such as the restriction to dissertations from the PROFMAT program at IFPI Campus Floriano, which does not allow generalizations to other contexts. The analysis is based on academic productions and does not involve direct data collection with students. The use of a single keyword in the search stage may have limited the identification of other relevant productions related to the theme.

    O ENSINO DE EDUCAÇÃO FINANCEIRA E MATEMÁTICA FINANCEIRA NA EDUCAÇÃO BÁSICA: UM ESTUDO SOB A PERSPETIVA DO PROFMAT NO ÂMBITO DO IFPI CAMPUS FLORIANO · 2026 · DOI

  • Future research should investigate the effectiveness of different pedagogical approaches in promoting conscious financial decisions. Studies should analyze the impact of financial education and financial mathematics on student formation and financial literacy. Research should explore the use of technology and modeling in financial education.

    O ENSINO DE EDUCAÇÃO FINANCEIRA E MATEMÁTICA FINANCEIRA NA EDUCAÇÃO BÁSICA: UM ESTUDO SOB A PERSPETIVA DO PROFMAT NO ÂMBITO DO IFPI CAMPUS FLORIANO · 2026 · DOI

  • Future research could address these limitations by conducting longitudinal studies to examine how financial literacy influences marital stability over time.

    Financial Literacy as Household Capability: Its Role in Strengthening Marital Stability in Emerging Indonesian Families · 2026 · DOI

  • Little is known about the demand generated by online lead generators. Both household surveys and financial institution client data reveal only a partial picture of applicant behaviour.

    What Determines the Demand for Online High-Cost Credit? Evidence from Loan Applications from Digital Credit Intermediaries · 2026 · DOI

  • Further research on the development of digital literacy skills and their impact on financial well-being.

    Contemporary Financial Concepts, Digital Literacy, and Financial Well-Being: A Mixed-Methods Research Paper Based on News-Reflection Analysis and PLS-SEM · 2026 · DOI

  • Despite growing financial inclusion initiatives, empirical evidence on how awareness and psychological biases jointly influence investment decisions at the micro-urban level remains sparse. The study of investor awareness and its behavioural determinants emerges as both academically significant and practically consequential.

    Investor Awareness and Behavioural Influences on Saving and Investment Decisions: Evidence from Young Professionals in A Tier-III City · 2026 · DOI

  • This study acknowledges the following limitations, which should be considered when interpreting and generalizing the findings: Geographical Specificity: The study is confined to a single Tier-III city, limiting the geographic generalizability of findings to other Tier-III or smaller urban settings across India's diverse regional contexts.

    Investor Awareness and Behavioural Influences on Saving and Investment Decisions: Evidence from Young Professionals in A Tier-III City · 2026 · DOI

  • Limited understanding of the relationship between financial literacy and financial planning.

    A Study On personal financial planning among Young professionals · 2026 · DOI

  • The study identifies the challenges of economic insecurity, indebtedness, and financial stress on mental health and well-being. The research highlights the need for financial education and planning to reduce emotional distress.

    Finanzas personales y ansiedad: una revisión sistemática sobre el impacto económico en la salud mental · 2026 · DOI

  • There is a need to examine the relationship between personal finances and anxiety from a mental health perspective. The study aims to fill the gap in the literature by providing a systematic review of scientific research on the topic.

    Finanzas personales y ansiedad: una revisión sistemática sobre el impacto económico en la salud mental · 2026 · DOI

  • The study aims to address this gap by extending the Theory of Planned Behavior and examining the effects of financial literacy and trust.

    Determinants of Digital Asset Investment Intention Among Mutual Fund Investors in Thailand · 2026 · DOI

  • Future studies can analyze the influence of financial literacy, lifestyle, and financial knowledge on the personal financial management behavior of employees in different companies and industries. Future studies can explore the impact of financial education and financial management programs on the financial well-being of employees.

    Analysis of the Influence of Financial Literacy, Lifestyle and Financial Knowledge on Personal Financial Management Behavior of Employees of PT Matoga Cipta Indonesia · 2026 · DOI

  • Many employees experience difficulties in managing finances due to low financial literacy, consumptive lifestyles, and limited financial knowledge. There is a need to analyze the influence of financial literacy, lifestyle, and financial knowledge on the personal financial management behavior of employees.

    Analysis of the Influence of Financial Literacy, Lifestyle and Financial Knowledge on Personal Financial Management Behavior of Employees of PT Matoga Cipta Indonesia · 2026 · DOI

  • There is a gap in knowledge about the impact of financial education on debt levels in Peruvian SME workers. Prior studies have not examined the relationship between financial education and debt levels in Peruvian SMEs.

    Educación financiera y su factor predictor con el nivel de endeudamiento en trabajadores de PYMES peruanas · 2026 · DOI

  • To address the financial challenges faced by teachers' families, several policy interventions by authorities and teachers themselves are necessary. Such as Increasing salaries and providing allowances for professional expenses can alleviate economic strain. Prompting teacher’s spouse to improve his/her job skills that lead to higher income. Trying to gain higher educational degrees.

    Identifying the Significant Factors that Influence Teachers Families Consumption and Savings in Erbil Governorate · 2026 · DOI

  • The rapid growth of fintech has transformed financial services, but its adoption varies across different age groups and levels of digital literacy. There is a need to understand the perception of Indian investors towards various financial instruments and their investment behaviour.

    A Study on the Perception of Indian Investors on Financial Instruments · 2026 · DOI

  • Creating and implementing a targeted financial literacy programme for women educators working in the Stream of Sciences, Engineering, Arts, and Law, in which the level of financial literacy is comparatively lower compared to the Commerce and Management streams.

    FINANCIAL LITERACY AMONG WOMEN EDUCATORS IN HIGHER EDUCATION: AN EMPIRICAL INVESTIGATION OF KNOWLEDGE, ATTITUDE, AND BEHAVIOUR · 2026 · DOI

  • The paper identifies that lead generating platforms exclude non-for-profit providers (credit unions, CDFIs) that could offer lower-cost alternatives, yet there is no empirical analysis of whether applicants would accept such alternatives or how loan terms differ between lead generator-sourced lenders and excluded providers.

    What Determines the Demand for Online High-Cost Credit? Evidence from Loan Applications from Digital Credit Intermediaries · 2026 · DOI

  • There is a disconnect between financial literacy and financial decision-making behavior. Financial literacy alone is not sufficient for effective financial planning.

    A Study On personal financial planning among Young professionals · 2026 · DOI

  • Based on the research findings, the following recommendations are proposed to enhance the social security landscape in Tanzania: Strengthen Governance and Leadership Accountability: The government should institutionalise more rigorous governance structures within social security agencies.

    Assessment of Government Support for Social Security Services on Improving the Socio-Economic Welfare of Retirees in Kinondoni District · 2026 · DOI

  • The conventional emphasis on physical aging and functional decline is moved beyond. The study seeks to extend our understanding of the cognitive–psychological mechanisms underlying decision-making in later life.

    Cognitive–psychological mechanisms and decision-making in later life: the role of wealth perception capability · 2026 · DOI

  • Additional data or recent studies specific to Montenegro could further enhance the understanding of financial literacy challenges and trends, - Future research could explore the relationship between financial literacy and economic resilience in other emerging…

    Understanding the Role of Financial Literacy in Enhancing Economic Stability and Resilience in Montenegro: A Data-Driven Approach · 2024 · DOI

  • The study identifies a gap in the understanding of financial anxiety and spending behaviour among Gen Z. The study aims to fill this gap by examining the relationship between financial anxiety and spending habits.

    A Study on Financial Anxiety and Spending Behaviour Among Gen Z · 2026 · DOI

Most-cited papers in Financial Literacy, Pension, Retirement Analysis

Most recent work

Find a gap in your own Financial Literacy, Pension, Retirement Analysis sub-topic

This page shows what the Financial Literacy, Pension, Retirement Analysis literature already flags as unresolved. To narrow it to your specific question, search the Research Gap Finder: the search is free with a free account and lists the papers closest to your topic first. Unlocking that topic (50 credits, charged once) fills the comparison table from our 7.9M-paper local library and writes the gaps from its rows.

Open the Research Gap Finder →

Related topics in Business, Management and Accounting

Job Satisfaction and Organizational Behavior
1,827 open questions
Environmental Sustainability in Business
1,128 open questions
Corporate Social Responsibility Reporting
1,099 open questions
Entrepreneurship Studies and Influences
1,094 open questions
Sustainable Supply Chain Management
978 open questions
Consumer Behavior in Brand Consumption and Identification
806 open questions
Management and Organizational Studies
794 open questions
International Business and FDI
619 open questions
Open questions raised by papers listed on this page include: (1) The paper notes the challenge of interpreting the results, given the lack of statistically significant differences between private and public university students (“Does complex thinking translate into financial literacy? Evidence from…”, 2026); (2) Future research should investigate the effectiveness of different pedagogical approaches in promoting conscious financial decisions (“O ENSINO DE EDUCAÇÃO FINANCEIRA E MATEMÁTICA FINANCEIRA NA EDUCAÇÃO BÁSICA: UM…”, 2026); (3) Future research could address these limitations by conducting longitudinal studies to examine how financial literacy influences marital stability over time (“Financial Literacy as Household Capability: Its Role in Strengthening Marital…”, 2026); (4) Little is known about the demand generated by online lead generators (“What Determines the Demand for Online High-Cost Credit? Evidence from Loan…”, 2026); (5) There is a need to examine the relationship between personal finances and anxiety from a mental health perspective (“Finanzas personales y ansiedad: una revisión sistemática sobre el impacto…”, 2026). 423 gap statements have been mined from Financial Literacy, Pension, Retirement Analysis papers in our 7.9M-paper local library, which holds 3,980 papers on the topic; the gaps come from whichever of those papers state one. They are mostly the research gaps the authors state and the papers' abstracts, plus future-work, limitations and challenges passages. The ones listed below are a selection still marked open; each names the study that raised it, with a DOI link where the paper has one, so you can read the original claim in context.

Tools for your next paper

Gaps & Literature SearchFind open questions in any field — 1,100,000+ open gaps mined from our own library.Pre-CheckIs your paper ready? Acceptance odds for top, mid and open/emerging journals, in seconds.Journal FinderA ranked shortlist of target journals from a 17,500-venue index.Duplicate Publication CheckerCheck for prior publication across 7 sources and our local library.Citation GeneratorFreeA DOI or title → APA, MLA, Vancouver, Chicago, BibTeX, RIS. No signup.Graphical Abstract MakerFreeTurn your findings into a colorblind-safe graphical abstract.

How Pre-Check worksHow AI Review works

Compare the category — Honest roundups of the AI research tools, ours listed alongside the alternatives.

Command palette

Jump anywhere, run any action.