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Open research questions in FinTech, Crowdfunding, Digital Finance

421 gap statements mined from FinTech, Crowdfunding, Digital Finance papers in our 7.9M-paper local library, which holds 2,761 papers on the topic — drawn mostly from each paper's own stated research gap, future-work, challenge and limitation notes, and its abstract. The ones listed below are a selection still marked open; each names the study that raised it, with a DOI link where the paper has one.

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What the literature leaves open

  • Fourth, in order to determine which risk factors have the greatest impact on innovation in Jordan’s Islamic finance institutions, future research could examine particular aspects of digital risk management such as cybersecurity risk, data privacy, Shariah non-compliance risk, and operational resilience. Several directions for further research are suggested building on the limitations of this study.

    The Impact of Digital Risk Management on Innovative Islamic Banking Services: The Mediating Role of Digital Capabilities and the Moderating Role of Digital Culture · 2026 · DOI

  • Future research could examine whether similar predictive effects emerge in other external communities that share some of the key features of the subreddit studied here. Future research could examine, this issue more systematically, especially in settings where criticism and creator responses are directly integrated into the crowdfunding platform.

    Leveraging crowd wisdom: Can critical online communities predict post-campaign failure in crowdfunding? · 2026 · DOI

  • Future studies should use larger samples or the entire population to enhance the representativeness of the results. Employing probability sampling would improve accuracy and generalizability. Replacing online surveys with personal interviews could provide deeper insights and reduce misunderstandings.

    What Drives Success? Key Factors for FinTech Start-Ups in Emerging Economies · 2026 · DOI

  • Future research could address these limitations through longitudinal designs, objective organizational indicators, multiple data sources, sector-specific analyses, multilevel approaches where appropriate, and cross-country comparisons.

    Economic Resilience in AI-Driven FinTech, ESG Integration, and Sustainable Financial Systems: A Human-Centered Approach · 2026 · DOI

  • The paper aims to address this gap by investigating the strategic interplay between project creativity and crowdfunding success.

    Can the reliance on project creativity promote its crowdfunding success? · 2026 · DOI

  • The review identifies critical implementation challenges that require ongoing attention, including the need for standardized interoperability frameworks, sophisticated regulatory compliance mechanisms, and comprehensive organizational change management strategies.

    Emerging Technologies in Financial Services: From Virtualization and Cloud Infrastructures to Edge Computing Applications · 2026 · DOI

  • Another challenge is the need to increase digital financial literacy among users. The paper also highlights the importance of perceived regulatory support in promoting the use of FinTech services.

    FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy and the Moderating Influence of Perceived Regulatory Support · 2024 · DOI

  • The lack of appropriate collection standards or regulations for data gathering. The need for rules and guidelines to address data privacy and security, bias and fairness, accountability and transparency, and the skill gap.

    AI in the Financial Sector: The Line between Innovation, Regulation and Ethical Responsibility · 2024 · DOI

  • Future research should explore additional mediating factors such as organizational culture, leadership styles, and employee engagement to comprehend the indirect connections between digital technologies and environmental sustainability. Technology implementation in developing countries and emerging markets can provide insights into regional differences, enhancing the model’s global applicability.

    The Mediating Impact of Organizational Innovation on the Relationship Between Fintech Innovations and Sustainability Performance · 2024 · DOI

  • The lack of transparency in the supply chain is a significant challenge for coffee futures contracts in Colombia. Price fluctuations and adverse weather conditions affect farmers, leading to contract breaches. The complexity of futures contracts, belonging to the category of 'Financial Derivatives', makes them susceptible to supply and demand forces.

    Smart Contracts as a Tool to Support the Challenges of Buying and Selling Coffee Futures Contracts in Colombia · 2024 · DOI

  • Future research could address these limitations through longitudinal designs, probability-based sampling, multiple data sources, objective organizational indicators, multilevel approaches where appropriate, and cross-country comparisons.

    Economic Resilience in AI-Driven FinTech, ESG Integration, and Sustainable Financial Systems: A Human-Centered Approach · 2026 · DOI

  • Although some might argue that Shuidichou’s results are limited to a Chinese context, we emphasize that the types of information examined (textual narratives, visual elements, and progress updates) are universally present across platforms.

    Beyond Affordances: Understanding the Holistic Influence of Multimodal Medical Crowdfunding Affordances on Charitable Crowdfunding Outcome (Preprint) · 2025 · DOI

  • This paper identified multiple open questions that could lead to further research on this topic.

    Adoption Drivers of Intelligent Virtual Assistants in Banking: Rethinking the Artificial Intelligence Banker · 2025 · DOI

  • However, the role of executive backgrounds in influencing the relationship between FinTech and digital transformation remains unclear.

    How does FinTech influence enterprises’ digital transformation? —A perspective based on executive backgrounds · 2025 · DOI

  • This research addresses the gap in the literature by examining the determinants of new-business entrepreneurship, specifically focusing on mobile payment, financial inclusion and institutional factors.

    Assessing the impact of payment technology, financial inclusion and institutions on entrepreneurship: evidence from middle-income Asian Economies · 2025 · DOI

  • The rapid advancement of FinTech is reshaping the global financial landscape, yet the extent and transmission pathways of its influence across different regions remain underexplored.

    The impact of FinTech on global regional financial development spatial econometric analysis based on Tobit-SDM model · 2025 · DOI

  • While existing research has extensively documented the relationship between regulatory arbitrage and shadow banking growth, and separately explored fintech’s impact on traditional banking operations, the intersection of these phenomena remains underexplored.

    Will fintech affect the expansion of shadow banking? · 2025 · DOI

  • Problems with keeping information private and making sure data is safe from hackers. The need to have people who really know what they are doing to manage the Artificial Intelligence technology.

    Artificial Intelligence in the Banking Sector: Transforming Traditional Banking into Smart and Secure · 2026 · DOI

  • The banking sector is entering a critical phase of transformation in which digitalization and sustainability have evolved into interdependent pillars of a new operating model. Artificial intelligence (AI) plays a catalytic role in this process by enabling more precise, transparent, and data-driven implementation, monitoring, and reporting of ESG strategies.

    The Application of Artificial Intelligence (AI) in the Implementation of ESG-Oriented Sustainable Development Strategies in the Banking Sector: A Case Study · 2026 · DOI

  • A longitudinal panel of adviser brochures would separate persistent firm characteristics from changes in disclosure behavior, and show whether the diffusion of generative AI reaches formal filings with a lag. Matched firm-level data on technology adoption would allow an adoption-disclosure relationship to be estimated rather than benchmarked against an unmatched survey.

    AI use and risk disclosure by investment advisers · 2026 · DOI

  • To identify the ways in which Artificial Intelligence could help the banking sector in the future. To investigate the increasing trend of Artificial Intelligence in the banking and financial industry.

    Artificial Intelligence in the Banking Sector: Transforming Traditional Banking into Smart and Secure · 2026 · DOI

  • Investigate pertinent theories such as Lewin's three-step change theory, united theory of acceptance and use of technology (UTUAT), and crucial success…

    AI in the Financial Sector: The Line between Innovation, Regulation and Ethical Responsibility · 2024 · DOI

  • Strengthen Institutional and Policy Frameworks Promote Digital Literacy and Capacity…

    Leveraging FinTech to Combat Protection Fees in Township Economies: Advancing Sustainable Economic Resilience Through Digital Payment Solutions · 2026 · DOI

  • Prior studies on negative textual emotions in medical crowdfunding have yielded inconsistent findings and have largely neglected two critical dimensions of the total funding amount: the number of donors…

    Fear and egoism, sadness and altruism: how negative textual emotions affect project outcomes in medical crowdfunding · 2026 · DOI

  • First, Enhance the Digital Inclusive Finance Service System for Precise…

    The Impact of Digital Inclusive Finance on SME Innovation · 2025 · DOI

Most-cited papers in FinTech, Crowdfunding, Digital Finance

Most recent work

Find a gap in your own FinTech, Crowdfunding, Digital Finance sub-topic

This page shows what the FinTech, Crowdfunding, Digital Finance literature already flags as unresolved. To narrow it to your specific question, search the Research Gap Finder: the search is free with a free account and lists the papers closest to your topic first. Unlocking that topic (50 credits, charged once) fills the comparison table from our 7.9M-paper local library and writes the gaps from its rows.

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Open questions raised by papers listed on this page include: (1) Future research could examine whether similar predictive effects emerge in other external communities that share some of the key features of the subreddit studied here (“Leveraging crowd wisdom: Can critical online communities predict post-campaign…”, 2026); (2) Future studies should use larger samples or the entire population to enhance the representativeness of the results (“What Drives Success? Key Factors for FinTech Start-Ups in Emerging Economies”, 2026); (3) Future research could address these limitations through longitudinal designs, objective organizational indicators, multiple data sources, sector-specific analyses, multilevel approaches where appropriate, and cross-country comparisons (“Economic Resilience in AI-Driven FinTech, ESG Integration, and Sustainable…”, 2026); (4) The role of executive backgrounds in influencing the relationship between FinTech and digital transformation remains unclear (“How does FinTech influence enterprises’ digital transformation? —A perspective…”, 2025); (5) The rapid advancement of FinTech is reshaping the global financial landscape, yet the extent and transmission pathways of its influence across different regions remain underexplored (“The impact of FinTech on global regional financial development spatial…”, 2025). 421 gap statements have been mined from FinTech, Crowdfunding, Digital Finance papers in our 7.9M-paper local library, which holds 2,761 papers on the topic; the gaps come from whichever of those papers state one. They are mostly the research gaps the authors state and the papers' abstracts, plus future-work, limitations and challenges passages. The ones listed below are a selection still marked open; each names the study that raised it, with a DOI link where the paper has one, so you can read the original claim in context.

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