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Open research questions in Banking Sector Performance and Management

60 gap statements mined from Banking Sector Performance and Management papers in our 4.5M-paper local library, which holds 522 papers on the topic — drawn mostly from each paper's own stated research gap, future-work, challenge and limitation notes, and its abstract. The ones listed below are a selection still marked open; each names the study that raised it, with a DOI link where the paper has one.

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What the literature leaves open

  • Lack of awareness among some users. Difficulties faced by non-technical or elderly customers.

    " Customer Satisfaction Towards Mobile Banking Services" · 2026 · DOI

  • Future research can focus on addressing the limitations of the study, such as the common method bias and the limited generalisability of the results. The study suggests that future research can explore the impact of technology self-efficacy on the intention to use online banking.

    " Customer Satisfaction Towards Mobile Banking Services" · 2026 · DOI

  • The study is based entirely on secondary data collected from annual reports and official sources. The analysis is limited to selected public and private sector banks only. The study covers financial performance for a period of five years from 2021 to 2025.

    CAMEL-Based Comparative Analysis of Selected Public and Private Sector Banks · 2026 · DOI

  • Future studies can apply the CAMEL framework to other industries and sectors to evaluate their financial performance. Future studies can use primary data to validate the findings of this study.

    CAMEL-Based Comparative Analysis of Selected Public and Private Sector Banks · 2026 · DOI

  • The paper highlights the need for effective governance and transparency in the banking sector.

    Analogy of Scheduled Banks in India, Pakistan and Bangladesh · 2026 · DOI

  • The study identifies the need to analyze the capital productivity of banks during the post-merger period. The study identifies the gap in the existing literature on the capital productivity of State Bank of India.

    Capital Productivity of State Bank of India: A Post Merger Analysis · 2026 · DOI

  • Limited research has provided a recent and comprehensive comparison of public and private sector banks by incorporating all five CAMEL dimensions simultaneously. Existing studies offer limited insights into the relative strengths and weaknesses of banks across individual CAMEL components.

    EVALUATING FINANCIAL SOUNDNESS AND PERFORMANCE OF INDIAN PUBLIC SECTOR BANKS USING THE CAMEL FRAMEWORK: A COMPARATIVE ANALYSIS · 2026 · DOI

  • The paper suggests that future research should focus on the practical implications of the concept of likit delil. The paper suggests that future research should explore the use of bank letters of guarantee in different contexts.

    Banka Teminat Mektupları ile Banka Teminat Mektuplarında Ödeme Talebinin ve Ödemenin Şartları · 2026 · DOI

  • The paper highlights the need for a comprehensive analysis of the legal nature and types of bank letters of guarantee.

    Banka Teminat Mektupları ile Banka Teminat Mektuplarında Ödeme Talebinin ve Ödemenin Şartları · 2026 · DOI

  • The paper identifies the need for improving the existing theoretical and methodological provisions of managing the financial security of a bank. The importance of taking into account strategic aspects in managing the financial security of a bank has been substantiated.

    Management of banking institutions financial security in conditions of the consumer credit market · 2026 · DOI

  • The lack of a comprehensive analysis of credit risk assessment strategies at Punjab National Bank. The need for a study that evaluates the bank's technological interventions, including the Early Warning System and machine learning-based MSME credit scoring.

    A Study on Credit Risk Assessment Strategies at Punjab National Bank (PNB) · 2026 · DOI

  • Replacing decentralized infrastructure across thousands of rural branches requires substantial capital expenditures. Financed Emission Data Gaps: Tracking precise Scope 3 financed emissions across medium and small enterprise (MSME) portfolios remains complex. Elevated Cyber Risk: As transactions migrate to digital interfaces, systemic vulnerabilities require continuous financial investment in cyber defense layers.

    Digital and Sustainable Banking: A Case Study of Canara Bank in India · 2026 · DOI

  • Future research can focus on the impact of green account management practices on the environment. The study of green banking can be extended to other countries and regions.

    Green Account Management Practices in India: An Analysis of Selected Indian Banks · 2026 · DOI

  • The study identifies a need for comparative analysis of cooperative banks' performance. The analysis highlights the importance of strategic adaptations in agricultural financing.

    Analysis of DCC Bank Chikkamagalur and Chitradurga: A Comparative study · 2026 · DOI

  • The study identifies the need to examine the deposit behavior and its impact on loan disbursement activities. The study identifies the need to analyze the relationship between loans and deposits.

    Deposit Behavior and Its Impact on Loan: A Case Study on Rajshahi Krishi Unnayan Bank (RAKUB), Bangladesh · 2026 · DOI

  • The study identifies a need for improved credit appraisal and recovery strategies to reduce NPAs. The study highlights the importance of managing NPAs for a bank's financial soundness.

    A STUDY ON NON-PERFORMING ASSETS IN KARNATAKA GRAMIN BANK, SIRUGUPPA BRANCH · 2026 · DOI

  • There is a lack of comparative research across ownership categories. Prior studies have focused on specific aspects of financial soundness, but there is a need for a more comprehensive comparison.

    Ownership Matters: Financial Health of Indian Investment Banks · 2026 · DOI

  • The Indian Trusts Act, 1882, does not specifically recognize digital assets. The Act's principles and rules are based on traditional property concepts, which may not be applicable to digital assets. The lack of statutory provisions recognizing digital assets creates difficulties in applying the Act to modern financial transactions.

    EVOLVING FINANCIAL TRANSACTIONS AND THE APPLICABILITY OF THE INDIAN TRUSTS ACT, 1882 · 2026 · DOI

  • Expansion in banking operations, increasing competition and technological advancement may influence the efficiency of capital utilization. Bank mergers further increase the necessity of effective capital management.

    Capital Productivity of State Bank of India: A Post Merger Analysis · 2026 · DOI

  • This study examines only five selected public sector banks over the period 2016–2025 using secondary data sources. The analysis is restricted to financial ratios and descriptive statistics. Factors such as economic conditions, policy changes, customer perceptions, managerial technological developments are not included, which may influence overall performance outcomes.

    EVALUATING FINANCIAL SOUNDNESS AND PERFORMANCE OF INDIAN PUBLIC SECTOR BANKS USING THE CAMEL FRAMEWORK: A COMPARATIVE ANALYSIS · 2026 · DOI

  • Cybersecurity concerns and instances of cyber fraud remain major sources of anxiety among e-banking users.

    AN ANALYTICAL STUDY OF E-BANKING SERVICES IN PUBLIC AND PRIVATE BANKS IN HARYANA STATE · 2026 · DOI

  • A review of existing literature reveals that although numerous studies have examined e-banking in India, very few have undertaken a comprehensive comparative analysis of public and private sector banks within a specific state context. Haryana, despite its significant economic growth and digital adoption, has received limited scholarly attention.

    A STUDY ON E-BANKING FACILITIES IN PUBLIC AND PRIVATE SECTOR BANKS OF HARYANA STATE · 2026 · DOI

  • The study identifies a gap in the comparison of e-banking services offered by public and private sector banks in Haryana State. The gap in technological innovation and customer satisfaction between public and private sector banks.

    AN ANALYTICAL STUDY OF E-BANKING SERVICES IN PUBLIC AND PRIVATE BANKS IN HARYANA STATE · 2026 · DOI

  • Improving Scope 3 tracking transparency for corporate clients. Building stronger digital security defenses. Replicating the bank's approach to reduce environmental footprint in other financial institutions.

    Digital and Sustainable Banking: A Case Study of Canara Bank in India · 2026 · DOI

  • The paper identifies a gap in the understanding of green account management practices in India. The study aims to fill this gap by analyzing the initiatives taken by State Bank of India and Housing Development Finance Corporation Bank.

    Green Account Management Practices in India: An Analysis of Selected Indian Banks · 2026 · DOI

Most-cited papers in Banking Sector Performance and Management

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Open questions raised by papers listed on this page include: (1) Future research can focus on addressing the limitations of the study, such as the common method bias and the limited generalisability of the results (“" Customer Satisfaction Towards Mobile Banking Services"”, 2026); (2) Future studies can apply the CAMEL framework to other industries and sectors to evaluate their financial performance (“CAMEL-Based Comparative Analysis of Selected Public and Private Sector Banks”, 2026); (3) The paper suggests that future research should focus on the practical implications of the concept of likit delil (“Banka Teminat Mektupları ile Banka Teminat Mektuplarında Ödeme Talebinin ve…”, 2026); (4) The lack of a comprehensive analysis of credit risk assessment strategies at Punjab National Bank (“A Study on Credit Risk Assessment Strategies at Punjab National Bank (PNB)”, 2026); (5) Future research can focus on the impact of green account management practices on the environment (“Green Account Management Practices in India: An Analysis of Selected Indian…”, 2026). 60 gap statements have been mined from Banking Sector Performance and Management papers in our 4.5M-paper local library, which holds 522 papers on the topic; the gaps come from whichever of those papers state one. They are mostly the research gaps the authors state and the papers' abstracts, plus future-work, limitations and challenges passages. The ones listed below are a selection still marked open; each names the study that raised it, with a DOI link where the paper has one, so you can read the original claim in context.

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