Open research questions in Banking Sector Performance and Management
44 unresolved questions extracted from the limitations and future-work sections of 507 Banking Sector Performance and Management papers in our library. Each links back to the study that raised it.
What the literature leaves open
Technical issues. Network problems. Fear of cyber fraud. Lack of awareness among some users. Difficulties faced by non-technical or elderly customers.
Expansion in banking operations, increasing competition and technological advancement may influence the efficiency of capital utilization. Bank mergers further increase the necessity of effective capital management.
Tijorat banklarining aktivlar sifati moliyaviy barqarorligini va aktivlar samaradorligini ta'minlashda muhim mezonlardan sanaladi; Tadqiqotning maqsadi mamlakatimiz bank tizimida faoliyat yutiratyogan banklarning aktivlar sifatini yaxshilash orqali banklar faoliyat samaradorligini ta'minlashga qaratilgan ilmiy xulosalar shakllantirish va tavsiyalar ishlab chiqish.
TIJORAT BANKLARI FAOLIYAT SAMARADORLIGINI TA’MINLASHDA AKTIVLAR SIFATINI BAHOLASHNING METODOLOGIK ASOSLARI · 2026 · DOIPoor loan providing position, especially in agro-based industry. Low deposit mobilization. Lack of proper co-ordination among officials.
Deposit Behavior and Its Impact on Loan: A Case Study on Rajshahi Krishi Unnayan Bank (RAKUB), Bangladesh · 2026 · DOIFuture research can focus on addressing the limitations of the study, such as the common method bias and the limited generalisability of the results. The study suggests that future research can explore the impact of technology self-efficacy on the intention to use online banking.
The study is based entirely on secondary data collected from annual reports and official sources. The analysis is limited to selected public and private sector banks only. The study covers financial performance for a period of five years from 2021 to 2025.
Future studies can apply the CAMEL framework to other industries and sectors to evaluate their financial performance. Future studies can use primary data to validate the findings of this study.
The paper identifies a gap in the existing literature on the comparative study of scheduled banks in India, Pakistan, and Bangladesh. The paper highlights the need for effective governance and transparency in the banking sector.
The study identifies the need to analyze the capital productivity of banks during the post-merger period. The study identifies the gap in the existing literature on the capital productivity of State Bank of India.
Limited research has provided a recent and comprehensive comparison of public and private sector banks by incorporating all five CAMEL dimensions simultaneously. Existing studies offer limited insights into the relative strengths and weaknesses of banks across individual CAMEL components.
EVALUATING FINANCIAL SOUNDNESS AND PERFORMANCE OF INDIAN PUBLIC SECTOR BANKS USING THE CAMEL FRAMEWORK: A COMPARATIVE ANALYSIS · 2026 · DOIThis study examines only five selected public sector banks over the period 2016–2025 using secondary data sources. The analysis is restricted to financial ratios and descriptive statistics. Factors such as economic conditions, policy changes, customer perceptions, managerial technological developments are not included, which may influence overall performance outcomes. practices, and 9. FINANCIAL AND STATISTICAL TOOLS The study employs financial ratio analysis and statistical techniques to evaluate bank performance. Financial tools include Capital Adequacy Ratio, Debt-Equity Ratio, NPA Ratios, ROA, ROE, Net Profit Margin, Current Ratio, Business per Employee, and Credit-Deposit Ratio. Statistical tools such as Mean, Standard Deviation, Coefficient of Variation, and CAGR are utilized.
EVALUATING FINANCIAL SOUNDNESS AND PERFORMANCE OF INDIAN PUBLIC SECTOR BANKS USING THE CAMEL FRAMEWORK: A COMPARATIVE ANALYSIS · 2026 · DOIInadequate network connectivity and frequent server downtime disrupt digital transactions. Cybersecurity concerns and instances of cyber fraud remain major sources of anxiety among e-banking users.
The study identifies a gap in the comparison of e-banking services offered by public and private sector banks in Haryana State. The gap in technological innovation and customer satisfaction between public and private sector banks.
The paper suggests that future research should focus on the practical implications of the concept of likit delil. The paper suggests that future research should explore the use of bank letters of guarantee in different contexts.
Banka Teminat Mektupları ile Banka Teminat Mektuplarında Ödeme Talebinin ve Ödemenin Şartları · 2026 · DOIThe paper identifies a research gap in the understanding of the concept of likit delil. The paper highlights the need for a comprehensive analysis of the legal nature and types of bank letters of guarantee.
Banka Teminat Mektupları ile Banka Teminat Mektuplarında Ödeme Talebinin ve Ödemenin Şartları · 2026 · DOIA review of existing literature reveals that although numerous studies have examined e-banking in India, very few have undertaken a comprehensive comparative analysis of public and private sector banks within a specific state context. Haryana, despite its significant economic growth and digital adoption, has received limited scholarly attention. Most studies fail to integrate performance, awareness, satisfaction, and customer problems within a unified analytical framework.
The current refund process is hindered by systemic, institutional, and structural barriers. The CRCS institutional capacity is a major obstacle in the refund process. The digital literacy and infrastructure constraints are significant hurdles for depositors.
The paper identifies the need for improving the existing theoretical and methodological provisions of managing the financial security of a bank. The importance of taking into account strategic aspects in managing the financial security of a bank has been substantiated.
Management of banking institutions financial security in conditions of the consumer credit market · 2026 · DOIThe lack of a comprehensive analysis of credit risk assessment strategies at Punjab National Bank. The need for a study that evaluates the bank's technological interventions, including the Early Warning System and machine learning-based MSME credit scoring.
Legacy Infrastructure Drag: Replacing decentralized infrastructure across thousands of rural branches requires substantial capital expenditures. Financed Emission Data Gaps: Tracking precise Scope 3 financed emissions across medium and small enterprise (MSME) portfolios remains complex. Elevated Cyber Risk: As transactions migrate to digital interfaces, systemic vulnerabilities require continuous financial investment in cyber defense layers.
Improving Scope 3 tracking transparency for corporate clients. Building stronger digital security defenses. Replicating the bank's approach to reduce environmental footprint in other financial institutions.
Future research can focus on the impact of green account management practices on the environment. The study of green banking can be extended to other countries and regions.
The paper identifies a gap in the understanding of green account management practices in India. The study aims to fill this gap by analyzing the initiatives taken by State Bank of India and Housing Development Finance Corporation Bank.
The study identifies a need for comparative analysis of cooperative banks' performance. The analysis highlights the importance of strategic adaptations in agricultural financing.
The study identifies the need to examine the deposit behavior and its impact on loan disbursement activities. The study identifies the need to analyze the relationship between loans and deposits.
Deposit Behavior and Its Impact on Loan: A Case Study on Rajshahi Krishi Unnayan Bank (RAKUB), Bangladesh · 2026 · DOI
Most-cited papers in Banking Sector Performance and Management
- Re-examining the determinants of bank profitability in Nigeria · Journal of Economic Studies · 2019 · 33 citations
- A study of barriers for adoption and growth of food banks in India using hybrid DEMATEL and Analytic Network Process · Socio-Economic Planning Sciences · 2021 · 32 citations
- Building a corporate identity using corporate social responsibility: a website based study of Indian banks · Social Responsibility Journal · 2014 · 31 citations
- Measuring technical efficiency of banks vis-à-vis demonetization: an empirical analysis of Indian banking sector using CAMELS framework · Quality & Quantity · 2022 · 24 citations
- Digital bank transactions and performance of the Indian banking sector · Applied Economics · 2022 · 18 citations
- The relationship between corporate governance, corporate characteristics and agricultural credit supply: evidence from Bangladesh · International Journal of Social Economics · 2020 · 17 citations
- A survey on bankers’ perception of corporate social responsibility in India · Social Responsibility Journal · 2019 · 15 citations
- EVALUATING THE PERFORMANCE OF COLOMBIAN BANKS BY HYBRID MULTICRITERIA DECISION MAKING METHODS · Journal of Business Economics and Management · 2020 · 15 citations
- Bank Specifics, Economics Environment, And Agency Theory: Determinants Of Banking Performance In GCC · The Journal of developing areas · 2017 · 14 citations
- Does transparency and disclosure (T&D) improve the performance of banks in India? · International Journal of Productivity and Performance Management · 2022 · 14 citations
Most recent work
- A Study on Term Loan Performance at Kotak Mahindra Bank, Anantapur · INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT · 2026
- CENTRAL BANKING DIGITAL CURRENCY (CBDC) IN INDIA: AWARENESS, ADOPTION AND FUTURE POTENTIAL · International Research Journal of Modernization in Engineering Technology & Science · 2026
- " Customer Satisfaction Towards Mobile Banking Services" · 2026
- CAMEL-Based Comparative Analysis of Selected Public and Private Sector Banks · Zenodo (CERN European Organization for Nuclear Research) · 2026
- Analogy of Scheduled Banks in India, Pakistan and Bangladesh · Iconic Research and Engineering Journals · 2026
- Capital Productivity of State Bank of India: A Post Merger Analysis · International Journal for Research in Applied Science and Engineering Technology · 2026
- MODERN BANKING SYSTEM IN INDIA · Zenodo (CERN European Organization for Nuclear Research) · 2026
- EVALUATING FINANCIAL SOUNDNESS AND PERFORMANCE OF INDIAN PUBLIC SECTOR BANKS USING THE CAMEL FRAMEWORK: A COMPARATIVE ANALYSIS · EPRA International Journal of Economic and Business Review · 2026
- AN ANALYTICAL STUDY OF E-BANKING SERVICES IN PUBLIC AND PRIVATE BANKS IN HARYANA STATE · Zenodo (CERN European Organization for Nuclear Research) · 2026
- The impact of CBDC on bank profitability in China: an analysis based on E-CNY · Risk Management · 2026
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